Social media is not just a place for entertainment – it has also become a space for education, even in finance. From viral challenges to financial advice trends, young people are influenced daily by content related to money management, investments, and smart shopping. Some of these trends have real value, while others are just fun.
Let’s take a look at five of the most popular money-related trends that have taken over social media!
1. “Cash Stuffing” – Organize Your Finances with Cash
Cash Stuffing is a viral trend on TikTok that revolves around a classic yet very effective money management method. Users organize their budget using physical cash and envelopes for different expense categories, such as:
- Rent and bills
- Food and shopping
- Entertainment
- Savings
This method allows people to have a clear view of their expenses since they don’t spend more than what they have allocated in each envelope. Additionally, many influencers present their cash stuffing videos in an aesthetically pleasing way, using special organizer wallets and making budgeting more fun.
💡 Tip: Instead of using cash, you can apply the same technique with digital envelopes using an app like Woli to better manage your budget!
2. “Deinfluencing” – Don’t Waste Your Money!
Instead of the classic influencer marketing, where creators try to convince you to buy a product, deinfluencing aims to discourage unnecessary purchases. Content creators explain why you don’t need certain products, revealing which ones are overpriced or simply unnecessary.
Deinfluencing videos typically include:
- Analyses of expensive products that aren’t worth the money
- Alternative, more affordable options
- Tips on how to avoid impulsive purchases
📌 The lesson? Before buying something you see in a promotional video, do your research and ask yourself if you really need it!
3. “Side Hustles” – How to Make Money Online
One of the biggest financial trends is side hustles, or ways to earn extra money beyond your main source of income. Content creators share their experiences on how they managed to find second income streams, such as:
- Freelancing (graphic design, writing, programming)
- Reselling clothes and gadgets
- Dropshipping & e-commerce
- Creating content on platforms like YouTube and TikTok
📈 Thinking about starting your own side hustle? Begin with something you enjoy and has growth potential!
4. “No Spend Challenge” – Can You Go Without Shopping?
The No Spend Challenge is a viral test where participants try not to spend any money for a specific period (e.g., a week or a month). The goal is to limit unnecessary expenses and see how much they can save.
📊 The challenge rules vary, but usually include:
✅ Only essential purchases are allowed (rent, bills, home-cooked food) ✅ Avoiding spending on clothes, entertainment, and takeout coffee ✅ Using what you already have (e.g., cooking with ingredients at home instead of ordering food)
🛑 Challenge Accepted? Try it for a week and see how much you can save!
5. “Investing for Beginners” – Young People Love Investments
Investing is no longer just for “adults.” On TikTok and YouTube, hundreds of creators explain in simple terms how someone can start investing, whether in stocks, ETFs, or even crypto.
The key topics covered in viral videos include:
- What stocks are and how they work
- How to start with a small budget
- What the risks are and how to avoid scams
💡 Start simple: Don’t get carried away by trends, but learn the basic principles and invest responsibly!
Conclusion
Social media has made money management more fun and accessible than ever! Whether it’s budgeting hacks or savings tips, these trends show that young people are increasingly interested in their financial future.
Try the Woli Debit Card and teach your child financial responsibility in a fun way! Download the Woli app on Android or iOS, follow the steps to add your child, and get 30 DAYS FREE on the premium BASIC subscription and a FREE physical Woli card!
